Privacy Policy

Privacy Policy for Active Business Loans
Effective Date: December 12, 2025

Welcome to Active Business Loans (“Active Business Loans,” “we,” “us,” or “our”). Your privacy matters to us. This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website, www.ActiveBusinessLoans.com (the “Site”), and when you interact with our related tools, forms, and services that link to this Site, (collectively, the “Services”).

By using the Site or Services, you consent to the practices described in this Privacy Policy. If you do not agree with this Policy, please do not use the Site.

For purposes of this Privacy Policy, “Active Business Loans,” “we,” “us,” and “our” include the owner and operator of www.ActiveBusinessLoans.com and any related or affiliated entities, trade names, or brands that operate through this Site, whether activity is conducted through a business entity or in an individual capacity.

1. Information We Collect

We may collect information about you in three primary ways: information you provide directly, information collected automatically, and information from third parties.

1.1 Information You Provide to Us

Contact information
If you contact us, request information, or submit a form, we may collect:

Name
Business name and role
Email address
Phone number
City, state, and country
Any other information you include in your message or form submission

Business and financial context information
If you complete forms related to financing, business funding, or assessments, we may collect information such as:

Industry or type of business
Time in business
Approximate revenue ranges or other non-precise financial indicators you voluntarily share
Goals, needs, and other descriptive information you provide

Account or preference information
If we ever offer login or preference-based features, we may collect information necessary to create or manage your account or preferences (such as name, email, password, communication preferences).

1.2 Information We Collect Automatically

When you interact with the Site, we and our service providers may automatically collect:

Log and usage data, such as:

IP address
Browser type and version
Internet Service Provider (ISP)
Referring and exit pages
Date and time of visits
Pages or content you view, links you click, and time spent on pages

Device information, such as:

Device type
Operating system
Unique device identifiers where applicable
General location information derived from your IP address

This information helps us maintain security, improve performance, and understand how visitors use the Site.

1.3 Cookies and Similar Technologies

We may use cookies and similar technologies (such as pixels, tags, and scripts) to:

Remember your preferences and settings
Maintain sessions and basic site functionality
Analyze traffic and usage patterns
Help measure the effectiveness of our content or marketing

You can usually set your browser to refuse cookies or notify you when a cookie is being set. If you choose to disable cookies, some features of the Site may not function properly.

1.4 Embedded Content and Third-Party Media

Pages on this Site may include embedded content from other websites, such as:

Embedded videos (for example, YouTube or Vimeo)
Social media posts or feeds
Third-party forms, calendars, or scheduling tools
Other widgets or interactive content hosted by third parties

Embedded content from other websites behaves in the same way as if you visited the other website directly. These third-party sites may:

Collect data about you
Use cookies, pixels, or similar tracking technologies
Embed additional third-party tracking
Monitor your interaction with the embedded content, including tracing your interaction if you have an account and are logged in to that other website

We do not control how these third parties collect, use, or store your information. Their activities are governed by their own privacy policies and terms. We encourage you to review the privacy policies of any third-party services that provide embedded content you interact with on our Site.

2. How We Use Your Information

We may use the information we collect for purposes including, but not limited to:

Operating, maintaining, and improving the Site and Services
Responding to your inquiries and providing customer support
Providing educational content, tools, and resources on finance, business, and other topics we believe may be useful to you
Personalizing your experience on the Site
Analyzing usage and performance to improve content, tools, and user experience
Communicating with you regarding updates, resources, or opportunities, consistent with your preferences and applicable law
Detecting, preventing, and responding to fraud, security incidents, or technical issues
Complying with legal obligations and enforcing our Terms of Use

3. AI and Automated Tools

We may use artificial intelligence (“AI”) and related automated technologies to help create, enhance, or deliver parts of our Services. For example, we may use AI to:

Assist in drafting and updating educational articles, guides, or FAQs
Power forms, questionnaires, or tools that provide automated responses or estimates
Analyze information you voluntarily submit in order to generate summaries, insights, or suggested next steps

When you use an AI-enabled form or tool, the information you provide may be transmitted via secure APIs to trusted third-party AI platforms for processing.

Important points about AI:

AI-generated outputs may contain errors, omissions, or outdated information
AI outputs are not financial, legal, tax, or investment advice
You must independently verify any AI-generated information before using it to make decisions
Your use of AI-enabled tools and features is optional; if you do not wish your information to be processed by AI, please do not use AI-powered forms or tools

We apply reasonable safeguards when working with AI service providers and expect them to handle any personal information in a manner that is consistent with their privacy policies and applicable legal requirements.

4. SMS, Phone Calls, and Electronic Communications

If you provide your phone number or email address, you may choose to receive communications from us, such as:

Responses to inquiries or requests you submit
Educational content, tips, or resources
Information about services, tools, or partner offerings, where permitted by law

SMS and text messaging
If you opt in to receive text messages:

You consent to receive marketing or informational text messages at the number provided
Message and data rates may apply
You may opt out at any time by replying STOP to any message or using any other opt-out mechanism we provide

Phone calls
If you opt in or request a call:

We may call you to respond to your request, discuss your business needs, or share relevant information
You may request that we stop calling you, and we will mark your record as “Do Not Contact” for calls except where required by law or related to an existing request you have made

Email communications

You can opt out of marketing emails by using the unsubscribe link in any email or by contacting us directly
Opting out of marketing emails does not necessarily stop transactional or service-related emails tied to requests you initiated

5. How We Share Your Information

We do not sell or rent your personal information in the ordinary sense of selling personal data. However, we may share your information in the following ways:

Service providers
We may share information with trusted third-party vendors who provide services such as:

Website hosting and maintenance
Data storage and security
Email and SMS delivery
Analytics, performance measurement, and marketing support
AI and automation services

These service providers may have access to your information only as reasonably necessary to perform services for us and they handle that information in accordance with their own privacy policies and applicable law.

Referral partners and third-party lenders
If you request information, resources, or introductions related to business funding, financing, or other business services (for example, tax planning, advisory services, or other relevant topics), we may share relevant information with:

Referral partners or affiliates who help connect you to possible options
Third-party lenders, financing providers, or other service providers who may contact you about their products or services

Once your information is shared with a lender or other third-party provider, that party’s privacy policy and practices will apply to their use of your information.

Legal, regulatory, and safety obligations
We may disclose information if we believe in good faith that such disclosure is necessary to:

Comply with applicable laws, regulations, or legal processes
Respond to lawful requests from law enforcement or regulators
Protect our rights, property, or safety, or that of our users or others

Business transfers
If we are involved in a merger, acquisition, reorganization, or sale of some or all of our assets, your information may be transferred as part of that transaction, subject to this Privacy Policy or an updated policy that provides equal or greater protection.

6. Cookies, Analytics, and Tracking Preferences

We may work with analytics and, where applicable, advertising partners who use cookies, pixels, and similar technologies to collect information about your use of the Site, such as:

Which pages you visit and for how long
Links you click and actions you take
General location based on IP address

This helps us understand how people use the Site and may help us measure or improve marketing effectiveness in the future.

You can manage cookies through your browser settings. Some browsers also offer “Do Not Track” (DNT) settings. At this time, the Site may not respond to DNT signals, and cookies and tracking technologies may continue to operate as described in this Policy, to the extent permitted by law.

7. Your Choices and Controls

You have choices regarding how we use and communicate with you:

Email: You may opt out of marketing emails at any time by clicking “unsubscribe” or contacting us.
Text messages: You may opt out of marketing texts by replying STOP or using provided instructions.
Phone calls: You may ask us not to call you for marketing or follow-up purposes, and we will honor that request, subject to existing obligations.
Cookies: You can modify browser settings to block or delete cookies. Some site functions may not work properly if cookies are disabled.

If you have questions about the personal information we may maintain about you, or you would like us to change or remove something you previously shared with us, please reach out using the details in the “Contact Us” section. We’ll do our best to help with information we control. We do not control how third-party tools or service providers store and manage your data, so you may need to contact them directly for requests related to their systems.

8. State-Specific Privacy Rights

If you are a resident of a U.S. state with consumer privacy laws (for example, California, Colorado, or other states that may adopt similar laws), you may have certain additional rights regarding your personal information under those laws. If you believe such rights apply to you and would like to make a request related to your personal information, you can contact us using the details in the “Contact Us” section. We will review your request and respond in a manner we believe is reasonable in light of our role and any legal obligations we may have.

We do not knowingly sell personal information in the traditional sense. However, some state laws may treat certain types of analytics or advertising-related data sharing as a “sale” or “sharing.” If your state gives you the right to opt out of such activity, you may contact us to express your preferences.

We may need to take steps to verify your identity before responding to certain requests, and we may retain some information where required or permitted by law (for example, for security, recordkeeping, or compliance purposes).

9. Data Security and Retention

We use reasonable measures to help protect the information we collect from unauthorized access or misuse, but no website or online service can guarantee complete security.

In general, we keep personal information for as long as it is reasonably useful for the purposes described in this Privacy Policy, such as maintaining contact records, responding to inquiries, or running our business, and for a period afterward if needed for recordkeeping or legal reasons. Some analytics or technical data may be retained by our service providers according to their own policies.

When we no longer need certain information, we may delete it, de-identify it, or keep it only in an aggregated form, where permitted by law.

10. Children’s Privacy

The Site and Services are intended for use by adults and business users, not children. We do not knowingly collect personal information from children under 13 years of age.

If you believe that a child under 13 has provided personal information to us, please contact us using the information in the “Contact Us” section. We will take reasonable steps to delete such information as required by applicable law.

11. Geographic Scope

The Site is operated from within the United States and is primarily intended for individuals and businesses located in the United States. We may, however, be accessed by or provide information to people in other countries. If you choose to use the Site from outside the United States, you do so on your own initiative and are responsible for complying with any local laws that apply to you. By using the Site, you understand that your information may be transferred to, stored in, and processed in the United States, where data protection laws may be different from those in your home jurisdiction.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or applicable law. When we make changes, we will update the “Effective Date” at the top of this Policy.

Your continued use of the Site after we post an updated Privacy Policy means you accept the updated terms. We encourage you to review this page periodically so you are aware of any changes.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us using the contact form or email address provided on www.ActiveBusinessLoans.com.