Terms of Use

Terms of Use for Active Business Loans
Effective Date: December 12, 2025

 

1. Acceptance of Terms

By accessing or using www.ActiveBusinessLoans.com (the “Site”), you agree to be bound by these Terms of Use (“Terms”) and all applicable laws and regulations. If you do not agree with these Terms, you must not use the Site.

These Terms apply to all visitors, users, and others who access or use the Site. Your continued use of the Site means you accept the current version of these Terms.

 

2. Who We Are – Active Business Loans and Related Entities

For purposes of these Terms, “Active Business Loans,” “we,” “us,” and “our” mean:

• The owner and operator of www.ActiveBusinessLoans.com
• Any business entities, trade names, brands, or dba’s that own, operate, or are associated with the Site
• Any principals, officers, directors, members, managers, employees, contractors, and agents acting on behalf of those entities

This language is intended to cover www.ActiveBusinessLoans.com and its related or affiliated entities, whether activities are conducted through a company entity or in an individual capacity, without needing to list those entities by their legal names on the Site.

 

3. Eligibility and Use of the Site

You must be at least 18 years old and capable of entering into a binding contract to use this Site. If you use the Site on behalf of a business or organization, you represent that you have authority to bind that business or organization to these Terms.

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the Site by any other person.

 

4. Important Legal Disclaimer – Not Financial, Legal, Tax, or Investment Advice

All content on this Site is provided for general educational, informational, and marketing purposes only.

Nothing on this Site is intended to:

• Provide financial, legal, tax, or investment advice
• Create a financial advisor–client, attorney–client, or other professional advisory relationship
• Serve as a personalized recommendation or guarantee that any specific loan, lender, marketplace, product, strategy, or financial outcome is suitable for your particular situation

From time to time, we may discuss, mention, compare, review, recommend, or endorse specific companies, marketplaces, platforms, lenders, tools, products, or services. Any such mentions or endorsements are made from the perspective of a marketing and educational platform and are based on our opinions, experience, or research. They should not be interpreted as financial, legal, tax, or investment advice, or as a professional recommendation tailored to you.

You are solely responsible for evaluating any information, products, or services mentioned on the Site. You should always consult with a qualified financial advisor, tax professional, and attorney before making any financial, tax, or legal decisions.

Any actions you take based on information found on this Site are taken at your own risk.

 

5. No Lender or Financial Institution Relationship

Active Business Loans is not a bank, lender, or financial institution. We do not:

• Underwrite, fund, or service loans
• Make credit decisions
• Set or control the terms of any financing offered by third parties

Any loans or financial products you apply for are offered by third party lenders or service providers, not by Active Business Lo7577ans. Your dealings with any lender or third party service provider are solely between you and that party. We are not responsible for the acts, omissions, disclosures, approvals, denials, or terms of any third party lender or provider.

We may receive compensation, such as referral or affiliate fees, when you engage with or obtain products or services from certain third parties mentioned on or linked from the Site. Such compensation does not change the fact that you are responsible for your own due diligence and decisions.

 

6. Affiliate Disclosure

Some links, recommendations, reviews, or resources on this Site may be affiliate links. This means that if you click a link or sign up for a product or service through the link, we may receive a commission or other form of compensation at no additional cost to you.

We share resources we believe may be helpful or relevant. However, you should not rely solely on our inclusion of any product, service, or company as an endorsement or guarantee. You are responsible for verifying whether any product, service, or provider is appropriate for your situation before making a purchase or entering into any agreement.

By using the Site, you acknowledge that:

• We may earn income or commissions from certain links, recommendations, or partnerships
• You will not hold us liable for your decisions to purchase or use any third party product or service

 

7. Earnings Disclaimer and Income Examples

From time to time, we may discuss strategies to increase revenue, improve cash flow, or grow a business. We may share case studies, examples, hypothetical scenarios, or references to financial results.

Any figures, income numbers, or results we mention are for illustrative or educational purposes only. They:

• Are not typical or guaranteed results
• May reflect unique circumstances that may not apply to you
• Are not promises that you will achieve the same or similar outcomes

Your results will vary and depend on many factors, including your business model, industry, experience, effort, market conditions, capital, and other variables beyond our control. Past performance is not a guarantee of future results.

By using the Site, you agree that Active Business Loans and its related entities are not responsible for your success or failure in applying any information, strategies, or tools from this Site.

 

8. Intellectual Property and Limited License

The Site and its content, including text, graphics, logos, images, videos, tools, and other materials, are owned or licensed by Active Business Loans and are protected by copyright, trademark, and other intellectual property laws.

We grant you a limited, non exclusive, revocable license to access and use the Site for your personal, non commercial use only. You may not:

• Copy, modify, or create derivative works based on the Site or its content
• Distribute, sell, lease, or sublicense any content from the Site
• Remove any copyright, trademark, or other proprietary notices
• Use any content for public or commercial purposes without our express written permission

We reserve all rights not expressly granted in these Terms.

 

9. User Conduct and Prohibited Uses

You agree not to use the Site to:

• Violate any applicable law or regulation
• Harass, abuse, or harm another person
• Upload or transmit viruses, malicious code, or any other harmful technology
• Attempt to gain unauthorized access to the Site, user accounts, or computer systems
• Use any automated system, including bots, scrapers, or crawlers, to access the Site in a way that sends more request messages than a human could reasonably produce in the same period

We may, at our sole discretion, restrict or terminate your access to the Site if we believe you have violated these Terms or engaged in improper conduct.

 

10. AI and Automated Tools

We may use artificial intelligence (AI) and related technologies in connection with the Site. For example, AI may be used to:

• Assist in drafting or updating educational articles, guides, or resources
• Power forms, calculators, or interactive tools
• Analyze information you voluntarily submit to generate automated insights or estimates

When you provide information through AI enabled tools or forms, that data may be transmitted via secure APIs to trusted third party AI platforms for processing.

You acknowledge and agree that:

• AI generated content and outputs may contain inaccuracies, omissions, or outdated information
• AI outputs are not financial, legal, tax, or investment advice
• You must independently verify any AI generated results before relying on them for any decision
• We make no warranties about the accuracy, completeness, or reliability of AI generated content

Your use of AI enabled features on the Site is optional. If you do not wish your information to be processed by AI tools, do not use AI enabled forms, calculators, or features.

All use of AI and associated data sharing is intended to comply with applicable United States data privacy laws. For more information, see our Privacy Policy.

 

11. Third Party Links, Embedded Content, and Services

The Site may contain:

• Links to third party websites or resources
• Embedded content such as videos, social media posts, forms, or widgets provided by third parties
• Tools or services that are operated by third parties but appear within or alongside our content

We do not control and are not responsible for:

• The content, products, or services available on or through any third party site or embedded content
• The data collection, use, or privacy practices of third parties that provide embedded content or external services

Embedded content from other websites behaves as if you visited the other website directly. These third party sites may:

• Collect data about you
• Use cookies, pixels, or similar tracking technologies
• Embed additional third party tracking
• Monitor your interaction with the embedded content, including tracing your interaction if you have an account and are logged in to that other website

Their activities are governed by their own terms of use and privacy policies. Links or references to third party sites, content, or services are provided for convenience only and do not imply endorsement or recommendation by us.

Your use of any third party site, embedded content, or service is at your own risk and subject to the policies of those third parties.

 

12. SMS, Email, and Electronic Communications

If you provide your phone number or email address, you may consent to receive communications from us, including:

• Transactional messages related to your inquiries or requests
• Educational content and resources
• Promotional messages, subject to applicable law

Message and data rates may apply for SMS messages. You can opt out of marketing emails by using the unsubscribe link in the message. You can opt out of marketing texts by replying with the designated keyword such as “STOP” or following the instructions in the message.

Opting out of marketing communications may not stop messages that are transactional or related to ongoing requests you have made.

 

13. Disclaimers of Warranties

The Site and all content, tools, and services are provided “as is” and “as available” without any warranties of any kind, whether express or implied.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non infringement of intellectual property or other rights
• Accuracy, reliability, or completeness of content or tools

We do not warrant that the Site will be uninterrupted, secure, error free, or free of viruses or other harmful components.

 

14. Limitation of Liability

To the fullest extent permitted by law, Active Business Loans and its related entities, owners, officers, directors, members, managers, employees, contractors, and agents shall not be liable for any:

• Direct, indirect, incidental, consequential, special, exemplary, or punitive damages
• Loss of profits, revenue, data, business, goodwill, or other intangible losses

arising out of or in connection with your use of, or inability to use, the Site, any content, tools, AI features, embedded content, links, or third party services, even if we have been advised of the possibility of such damages.

If any liability is found despite these limitations, our total liability to you for all claims shall not exceed the amount you paid to us, if any, for access to the Site during the three months immediately preceding the event giving rise to the claim.

Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.

 

15. Indemnification

You agree to indemnify, defend, and hold harmless Active Business Loans and its related entities, owners, officers, directors, members, managers, employees, contractors, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees, including reasonable attorneys’ fees, arising out of or relating to:

• Your use of the Site or its content
• Your violation of these Terms
• Your violation of any rights of a third party

 

16. Changes to the Site and Terms

We may update, modify, or discontinue any part of the Site at any time without notice. We may also revise these Terms from time to time.

When we update these Terms, the Effective Date at the top will change. Your continued use of the Site after any changes are posted constitutes your acceptance of the updated Terms.

 

17. Governing Law and Dispute Resolution

These Terms and any dispute arising out of or relating to the Site shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law rules.

Any dispute arising under or in connection with these Terms shall be resolved in the state or federal courts located in Colorado, and you consent to the personal jurisdiction and venue of such courts.

 

18. Contact Information

If you have any questions about these Terms of Use, the Site, or our practices, please contact us using the contact information or form provided on www.ActiveBusinessLoans.com.